A cosmopolitan residential community. The Arabian Ranches offers an exclusive lifestyle set amidst the beauty of the desert. An ideal place to escape from Dubai’s city life and enjoy the true sense of community living.
this town house is a type b single row.

Property summary Country:	UAE	Reference:	MOH - 001
City:	Dubai	Category:	TOWNHOUSE FOR RENT
Area:	Arabian Ranches	Type:	Townhouse
Specification:	Palmera 5	Sqft:	2,219 Sq./Ft.
		Bedrooms:	2
Price:	AED 180,000 per year	Last Update:	13/04/2009

Fully furnished !!

Arabian Ranches is hailed as a desert paradise, situated 15 minutes drive from Jumeirah Beach is undoubtedly one of the most popular developments in the Dubai property market.

Arabian Ranches contains 3,4 and 5 bedroom villas and 2-3 bedroom townhouses, many of which are located around the golf course.

Type 4 E, 2 bedroom townhouse with a study, fully furnished, full lake view, corner plot, landscaped private garden, 24-hour secured gated communities, neighbourhood parks with swimming pools and children's play areas, town centre with grocery stores, boutiques, shops and retail outlets.

Country:	UAE	Reference:	LAM - 005
City:	Dubai	Category:	TOWNHOUSE FOR RENT
Area:	Arabian Ranches	Type:	Townhouse
Specification:	Al Reem 3	Sqft:	2,832 Sq./Ft.
		Bedrooms:	2
Price:	AED 250,000 per year	Last Update:	14/04/2009

The springs is part of a community of villa sub-developments that cater to different needs, specifications and budgets, with a whole host of amenities in a peaceful neighbourhood. with a choice of two and three bedroom houses, and floor space area...

Country:	UAE	Reference:	LAM - 035
City:	Dubai	Category:	TOWNHOUSE FOR RENT
Area:	Springs	Type:	Townhouse
Specification:	Springs 8	Sqft:	2,400 Sq./Ft.
		Bedrooms:	3
Price:	AED 140,000 per year	Last Update:	14/04/2009

Pros n Cons of using house plans

• Using stock house plans is a fraction of the cost of having custom plans drawn up.
• The overall cost of building the home is less. With custom plans, the material costs may not be known until later in the process and can quickly add up.
  
• House plans can be modified if you do not find one that is exactly like you want.
• Instead of waiting weeks for the plans to be created, you simply order house plans off the Internet and have them in a few days.
• There are hundreds, if not thousands, of plans to choose from. This makes it easier to find the home right for you.

Cons of using house plans

• You are limited. With custom plans, you can create the exact home of your dreams, for a price. With house plans, you have to work with what is available.
• You may have problems finding the perfect house plan that fits on your lot. Some lots are so small or unique in size that they require a very specific design for a perfect fit.
• Local building codes may make it impossible to use house plans.

When building new construction, often one of the biggest problems can be falling behind schedule.
1. Get pre-approved for a loan
If you are building your own custom home, rather than buying from a developer, chances are you are going to need to finance the building process.
2. Finalize your design plans in advance
Once you have signed a contract with your builder, one of the next steps is to approve the final designs. Decide if there are any special design features or upgrades you want to make before beginning construction.
3. Avoid requesting changes
Try to avoid asking your builder to make changes to the designs once construction has begun. Even something as simple as adding a medicine cabinet can cause a domino effect, altering other elements of a builder’s carefully planned work schedule.

If you’re on the market for a home, you may be asking yourself whether it makes more sense to build a new home or buy a resale home.

Advantages of an existing neighborhood
Established neighborhoods with lived-in homes have much to offer. If the neighborhood has been around long enough, trees may canopy the streets and the landscaping may be lush and mature.
Another advantage of a resale home is that you can move in relatively quickly.

Advantages of a new construction home
Like the idea of being the first to live in a house, picking out its features for yourself? Then new construction may appeal to you.
The location of a new neighborhood is one of its best features. New neighborhoods tend to go up on the outskirts of town, where the new growth occurs in a community.
New neighborhoods also tend to have great amenities. Today, everyone wants workout facilities, playgrounds, open spaces, swimming pools, etc. in a neighborhood. A resale home may not be able to offer much of that, but new construction homes often feature these amenities.
New construction homes also offer a chance to be friendly to the environment.

It’s often said that location is the most important factor in the value of a home. But the condition of the home is important as well. Homes that are solidly built, well maintained and upgraded with desirable amenities typically are worth more than similar homes that are outdated or in need of repairs.

The value of curb appeal
Home shoppers tend to be attracted to certain homes on the basis of first impressions derived either from photos of the home on the Web or the home’s "curb appeal," which refers to how nice the front of the home looks from the street or entrance.

What determines house prices?
House prices fall under the principles of supply and demand. The value of an individual home depends on the location and condition of that home and how desirable it is to local buyers.

Population and job growth boost demand for housing
Population growth generally translates into higher home prices since more people create more demand for housing.

Strong markets mean fatter gains
For buyers, market factors may influence whether they opt to purchase or rent a home and, if they decide to buy, how much money they'll need to spend.

How location affects house prices
The impact of location begins with the desirability of the city and locale where the home is located. For instance, places that have a mild climate or lucrative employment opportunities tend to have higher home prices than places where the weather is harsh or high-paying jobs are scarce. Geographical factors such as a beachfront or mountain views naturally affect home values too. And of course, being located in a good-quality school district can be a positive factor for any home.

What determines home value

Many factors go into determining home value. The square footage and number of bedrooms and bathrooms plays a large part.

How to find your home value and set your price

There are many tools available to help you determine your home value. The most obvious is your real estate agent. Your agent should have a good understanding of the current market in your area, allowing them to review comparable homes and estimate how your home sizes up.

One final factor in determining your price is your time. If you are not in a hurry to sell, you can price your house higher because you have the luxury to wait for the right buyer.

Just because you need to unload your home quickly doesn't mean you have to settle for less.
1. Ensure the price is right
Objectivity can fly out the window when there’s a rush to put your home on the market. So look carefully at the competitive market analysis.
2. Cut the clutter
Knickknacks and family photos are distractions to potential buyers and reduce their sense of being able to envision themselves in your home. So clear shelves and countertops and pack these items away for your move.
3. “Stage” for success
The increasingly popular art of home staging focuses on enhancing the overall appearance of a property so that it will appeal to the broadest range of prospective buyers.
6. Go for picture perfect
Lastly, a picture’s still worth a thousand words, so ensure online photos of your home are top-quality.

1. Doing it alone. Buying a house is a complex transaction. Even if you don’t use an agent, you’ll need a complete, dependable team: lender, lawyer, inspector, insurer, as well as referrals and advice from friends and family.

2. Buying at first sight. You may be in love with the place, but does it fit your family’s needs and budget? Make a list of your needs and wants.

3. Not getting pre-qualified and pre-approved. Being pre-qualified gives you a general idea of how much you can afford to borrow.

4. Overbuying. You may qualify to borrow more, but can you afford to? Analyze your monthly costs: debt, food, transportation, entertainment, and savings.

5. Misplacing your trust. No matter how much you like the agent, sellers, inspector, or the guy down the block who vouches for them, remember this is a business transaction.

6. Relying on oral agreements. Get it right and get it in writing. Written agreements almost always trump oral ones when it comes to contracts.

7. Skipping the fine print. You need to understand what you’re signing before you pick up a pen. Ask for documents in advance, make time to read them and ask questions.

8. Forgetting or betting on resale. Avoid buying a home that costs 50 pecent more than neighboring homes and think before buying the most expensive home on the block.

9. Making an unconditional offer. Protect yourself with at least two of these contingencies in your offer:

• Mortgage financing -- You’re pre-approved, but is the house? Before a bank will lend you money, it will want a formal appraisal of the property to confirm that there is sufficient equity in it to warrant the loan.
  
• Inspection -- never buy an existing or new home without a thorough home inspection. Walk through the home with the inspector to learn more about the house and any concerns he or she may have.
• Insurance -- confirm you can get adequate coverage. In some areas, it’s difficult to get hazard insurance.

10. Having buyer’s remorse. No place is perfect. There will always be surprises. Don’t let a few initial blips spoil the whole ride.

When is the best time of the year to buy a home? There are at least two days of the year that give buyers the edge. Would you like to guess which two days are best for buying a home?

Every spring, as tulips struggle to poke through melting snow in the North and rosebuds cautiously open in Southern climes, sure as tootin' real estate signs begin multiplying like bunnies across the country. Soon as the For Sale signs are mounted on the posts, swarms of activity buzz in the streets as sellers, buyers and real estate agents crawl out from wherever they hibernated for the winter to welcome the spring sales season.

There is nothing like a spring real estate market. Offers fly over FAX machines and cell phones ring constantly. Everybody wants a deal, and everybody wants to sell. Typically the marketplace is flooded with inventory. There is more on the market in the spring than any other time of the year.

It's also the worst time to buy a home. Except for one day. There is one day in the spring that a buyer will have the edge against all the other buyers.

The second best day of the year to buy a home is Easter Sunday.

A buyer looking for a fixer on the outskirts of downtown Sacramento lucked out last Easter. A home came on the market at an attractive price. The buyer immediately inspected the home and wrote an offer. Fortunately, the selling agent was also the seller, so it was very easy to present an offer. The offer was signed and accepted on Easter Sunday because there was no competition. Come Monday, offers were rolling in, but it was too late.

• Easter falls sometime between March 22 and April 25.
• It is the first Sunday after the ecclesiastical moon after the vernal equinox.
• The vernal equinox falls on March 20th or 21st, depending on the year.

The first best day of the year to buy a home is Christmas Day.

Nobody looks at homes on Christmas Day. But buying on Christmas Day is a smart move. If you scout out the homes on which you'd like to make offers a few days before Christmas, you'll be better positioned. Why is Christmas Day so attractive?

• People are in good moods, celebrating, opening presents, enjoying family.
• People are more inclined to be generous, even if it means coming down on the price. "Hey, it's Christmas, hon; just sign it."
• Home prices are at a 12-month low in December.
• If a person has their home on the market over Christmas, that person is definitely serious about negotiating and selling that home. You can bet on it. Better yet, why not write an offer?

Should You Buy a Home With a Swimming Pool?

My first home had an indoor swimming pool. One day I turned off the dehumidifier without realizing that the walls would perspire. The dampness caused subterranean termites to crawl out of hiding and zip around the room. As a result, I paid a small fortune for pest extermination, painting and floor covering replacement.

A lesson many pool owners learn the hard way, as I did, is that proper pool maintenance is of primary importance. Of course, most pools are located outdoors, which makes taking care of them a bit easier, but you should also find out if your pool complies with federal and local pool barrier laws regarding enhanced safety regulations.

Who Buys Homes With Swimming Pools?

When it comes to buying a home with a pool, most home buyers fall into one of three camps:

• Home Buyers Who Won't Look at Homes Without a Pool

  For these buyers, a pool is paramount because a home is not a home without a pool. Pools are very popular in warm states, where they are used year round.

• Home Buyers Who Won't Look at Homes With a Pool

  Buyers with small children are often concerned about accidental deaths by drowning. Some buyers don't want the upkeep or expense of a pool.

• Home Buyers Who Never Thought About a Pool

  If the home has everything else a buyer desires but it also has a pool, these buyers may face a quick decision they hadn't anticipated. Some buy the house and fill the pool with rocks.

Women have special concerns about personal safety. The US Census Bureau says there are more than 14 million women who live alone in cities. Moreover, 118.5 million women populate cities and their suburbs.

12 Home Buying Safety Tips for Single Women

• Buy Homes With Attached Garages
• Consider Gated Communities
• Pay Attention to Lighting
• Buy Homes With Security Systems
• Inspect Door Locks and Door Jambs
• Check Location of Bedrooms
• Consider Condos Above the Main Floor
• Inspect the Windows
• Beware of Homes on an Alley
• Pull Neighborhood Crime Reports
• Check Out the Neighboring Structures
• Buy Homes With a Fenced Back Yard

Housing prices took a 24% nosedive during the Great Depression of 1929. In hindsight, that housing recession was not really a good time to buy real estate in the short term because the recession lasted 10 years. It was long enough that some survivors still fold up and save pieces of used aluminum foil.

All other recessions since 1929 lasted a period of two years or less. Many of those recessions shared falling stock prices, high interest rates, high unemployment rates and a loss of consumer confidence, along with one other common trait: They were all good times to buy real estate.

Buying Homes in the Midst of a Housing Recession

When prices fall, the question is not really how low can they go but how much real estate can you buy before they go back up. If you are buying a home during a housing recession, getting a good price is just as important as being able to hold and ride out the housing recession.

Here are strategies that can help you make a wise decision and capitalize on falling prices:

• Buying in a Down Market
  How to figure out if it makes financial sense for you to buy when prices are falling. If prices haven't hit bottom yet, how to tell where the bottom is likely to rest, and why it might not really matter.

• Looking at Overpriced Homes
  In depressed markets, it's not unusual for some sellers to price their home too high. If you spot a home that's been languishing on the market, it might warrant a second look. Here's how to tell.

• Buying Distressed Sales in a Housing Recession
  Foreclosures, short sales and REOs: differences. Buying distressed properties under market value. Which is more profitable for a buyer -- short sales, foreclosures or real-estate-owned (REO's)? How CA law affects foreclosure sales.h

Let's say one morning you wake up and realize that, yes, you should buy a home. You're tired of throwing away money on rent and figure that it's time to get into a home of your own. But you have reservations.

After all, if it's your first time, you've got questions. You might be a little nervous that you'll mess up, and it's normal to feel that way. You are probably spending hundreds of thousands of dollars and making the most important financial purchase of your life.

You will find that being an informed individual about the home buying process is empowering for you. Lucky for you that you came to the right place. So let's get started buying your first home!

Consider if Home Buying is For You

Many people harbor secrets fears about buying a home, and some of those fears are justified. Not everybody is cut out to own a home, and if you're one of those people, it's better to find this out now than when you're under contract.

• Renting vs. Buying. You might decide that renting is better for you than buying, because buying a home has its drawbacks.

• Reasons to Buy. On the other side of the coin, there are many more benefits to buying. Keep these reasons in mind if you start to get cold feet.

• Should You Buy a Home Before Getting Married?
  Tips for home buying with a partner or significant other before tying the knot, plus how to handle the financial details of homeownership without plans to ever marry.

Where home prices are headed next

(Money Magazine) -- The housing implosion is nowhere near over. In 75 of the 100 top U.S. cities, prices are expected to fall in the next 12 months according to Fiserv Lending Solutions.

The S&P Case/Shiller Home Price Index, which tracks 20 of the largest housing markets, showed prices plummeting by 12.7% in the 12 months ending February. That's the biggest fall since the index began tracking prices in 2000.

Meanwhile, foreclosure filings more than doubled in the first three months of 2008, spiking 112%. So far this year 156,463 families have lost their homes to repossessions. Many markets won't hit bottom till late 2009 or even 2010.

Pity the residents of Stockton, Calif., whose homes are likely to lose more than half of their 2006 value. But if you happen to live in Texas, congratulations: The housing tornado passed you by.

A reader asks: "After closing the deal on purchasing my new home, what documents should I keep? Should they be originals and certified or are photocopies OK? Currently I have only photocopies of everything, but some of the signatures were not even completed. Should I be worried and start collecting all of my original paperwork such as my owner's policy, deeds, affidavits, etc? I don't know what I might need in the future."

Answer: You should maintain a completed file after closing on your home, which means collecting copies of every document that was signed during your transaction with the seller. You don't really need originals, but you should have fully executed documents with all parties' signatures. You should consider keeping these documents for at least a few years after you eventually sell your home. For some who will never sell, that means indefinitely.

Your real estate agent should be able to give you a copy of the transaction documents because real estate brokers are required to keep a file on each buyer and seller. However, closing documents are typically kept by the closing agent, lawyer or escrow officer. This paperwork is separate from the documents associated with contract negotiations and will include financial and legal documents.

The deed and mortgage documents are filed at the county recorder and become a public record, meaning you can always obtain a copy of those documents from the recorder's office or from a title company.

Closing Documents to Keep as Photocopies After Home Buying

The main reasons to keep the following documents are for future reference -- meaning for your own review -- or in the event you need to file a claim, either against the seller, your professional representation team or contractors.

A duplex is two units attached to each other and deeded as one parcel. Think of it as a 2-unit building. Each unit may be identical to each other in size and configuration or it may be different -- such as a one bedroom, one bath on one side and a three bedroom, two bath on the other.

A halfplex is one-half of an attached residence. You will find two halfplexes per building, but each is deeded separately and each has its own parcel number.

Halfplexes tend to mirror each other, each side may be the same. They do not share common floor space, that is they are not built on top of each other but are situated side by side.

Halfplexes usually share a back yard, divided by a fence. For all practical purposes, a halfplex is like a single family residence that shares a common wall. Sometimes they are separated by the garages.

Buying a model home is a little bit like buying a car that's been used solely for test drives. Everybody knows that a dealer will generally discount the price on a car with very low miles. Builders will often discount the price for a model home, too, but not for the same reason. It's unlikely that the model home was ever used as living quarters.

Here are 10 tips to help you get the best deal on a model home from the builder:

1) Ask to See All The Model Homes

2) Hire Your Own Agent Before Buying a Model Home

3) Ask if the Model Home Had Been Occupied

4) Examine Comparable Sales in the Subdivision

5) Obtain Legal Advice Before Signing a Purchase Contract

6) Consider Using Your Own Lender

7) Hire a Home Inspector

8) Check out the Builder's Reputation

9) Negotiate the Price and Model Home Furnishings

10) Try to Buy the Last Model Home

Wise investors buy rentals hoping the houses will later appeal to first-time home buyers upon resale. Many of these homes are priced at the lower end of the market and situated in nice neighborhoods. To maximize profit when selling, most landlords plan to sell their rental homes to first-time home buyers and not another landlord, because first-time home buyers may pay higher prices.

If you're buying a house that was once a rental, get a thorough home inspection and be prepared to negotiate for repairs.
However, if you're buying a home that was previously rented, you should exercise caution. A home that was occupied by tenants could be an excellent deal or it could be a deferred maintenance nightmare.

• Look at the Neighborhood Before Buying a Rental House

• Tour the Rental House Without the Tenants Present

• Negotiating to Buy the Rental House From the Seller

• Uncover Potential Defects in the Rental Home

• Make the Earnest Money Deposit Payable to Title.
• Funds Must Be in the Buyer's Account to Cover the Check.
• Prepare to Replace the Earnest Money Deposit with a Cashier's Check Upon Offer Acceptance.
• Be Ready to Immediately Overnight the Earnest Money Deposit to the
• Bank's Designated Title or Escrow Company.
• Negotiate Earnest Money Deposits Below the Maximum for Small Claims Court.
• Time Your Negotiations for Non-Refundable Earnest Money Deposits.

When tax time rolls around, I sometimes think about the consequences of using TurboTax versus hiring a professional CPA, and how that kind of thinking also relates to home buyers who don’t want to hire a real estate agent. Some think that finding homes online is so easy why bother with an agent. Buyers can save on price and closing costs by hiring a buyer's agent.

Whether you're a first-time home buyer or a veteran, buying a home is a complex process. This home buying guide will help you to figure out what kind of home you might like, which amenities are most important to you and how to estimate your price range so you don't fall in love with a home that is too expensive, which you later regret.

The rental property andrental real estate market in Dubai, UAE is a rapidly expanding business. Investors can expect almost a 30% or more return on any property. Dubai is one of the few Arabian states open to the West in terms of culture and social integration and secure in terms of political and economic environments. The Dubai property market is growing and anyone who invests in the real estate of Dubai will see a rapid turnover in their investment.

Dubai is especially attractive for people who are thinking of settling outside their home country in Europe, South Africa or South East Asia. The sunny weather, the exchange rate and the completely cosmopolitan nature of the state is something that is found in few other countries.

Dubai is developing into a nation that is the epitome of globalization. Though a middle eastern country it lacks the formality, conventions and traditional flavors found in the Arab region. Dubai, has reinvented itself to suit the needs of all cultures and conventions. It is a commercial region where the real estate, the property and the investments are being created to cater to a universal regime.